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Credit Risk Analyst

May 29, 2026

Overview of the Role In this essential role, you will be a key player in the Finance team at Cardinal Health, contributing to the oversight and management of our financial health. Your expertise will support the management of trade and note receivables while ensuring the organization's assets are safeguarded. Your Key Responsibilities <ul> <li>Conduct comprehensive credit risk analysis for both new and existing complex customers, understanding entity structures, ownership, and identifying potential risks.</li> <li>Monitor and analyze credit risk across a diverse range of customer classes, including retail pharmacies, health centers, and hospitals.</li> <li>Decide on trade credit for customers based on your assessments for both secured and unsecured credit.</li> <li>Work closely with Collections teams to mitigate risks and maintain an overview of trade exposure.</li> <li>Communicate and collaborate with our Sales organization to foster strong relationships with finance contacts at customer organizations.</li> <li>Engage with internal and external counsel to understand contracts and mitigate credit risks effectively.</li> <li>Gather and evaluate information from various sources to make informed credit decisions, documenting your findings appropriately.</li> <li>Efficiently manage your workload and proactively engage with customers to ensure commitments are fulfilled.</li> <li>Apply your knowledge of financial concepts to establish adequate bad debt reserves.</li> <li>Maintain positive relationships with customers while diplomatically resolving conflicts.</li> <li>Exhibit strong business acumen in credit underwriting practices.</li> </ul> Qualifications <ul> <li>Bachelor's degree in a related field or equivalent work experience preferred.</li> <li>3-8 years of experience in a credit-related field preferred.</li> <li>Proficiency in MS Excel.</li> <li>Experience in commercial or trade credit underwriting.</li> <li>Demonstrated ability to perform credit risk and financial statement analysis.</li> <li>Knowledge of credit and collection practices, including risk mitigation.</li> <li>Strong communication skills to interact effectively with internal and external parties.</li> <li>Ability to navigate various financial systems effectively.</li> </ul> Location Information <ul> <li>If local to Dublin, OH, you will be required to come into the Dublin, OH office 1-2 days per week with remote work available for the rest of the week. Otherwise, this position can be fully remote.</li> </ul> Anticipated Salary Range: $67,500 - $96,300 Bonus Eligible: No Benefits: Cardinal Health offers a wide array of benefits supporting your health and well-being: <ul> <li>Medical, dental, and vision coverage</li> <li>Paid time off</li> <li>Health savings account (HSA)</li> <li>401k savings plan</li> <li>Access to wages before payday with myFlexPay</li> <li>Flexible spending accounts (FSAs)</li> <li>Short- and long-term disability coverage</li> <li>Work-Life resources</li> <li>Paid parental leave</li> <li>Healthy lifestyle programs</li> </ul> Application Information: We anticipate the application window to close on 6/30/2026. If you are interested in this opportunity, please submit your application as soon as possible. The salary range listed is an estimate. Pay at Cardinal Health depends on various factors, including geographical location, relevant education, experience, and internal pay equity. We encourage applications from individuals returning to work, people with disabilities, those without a college degree, and Veterans. Cardinal Health promotes an inclusive workplace valuing diversity in background and experience. We believe in the power of our differences to create better solutions for our customers.

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...