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Independent Agent

June 9, 2026

Company Description Combined Insurance, a Chubb Company, is a leading provider of supplemental insurance products designed to help individuals and families manage unexpected health and life events. As part of Chubb, one of the world’s largest publicly traded property and casualty insurers, Combined benefits from strong financial stability and extensive industry expertise. The company offers a wide range of insurance solutions, including accident, health, disability, and life coverage. Independent Agents working with Combined have access to established products, training resources, and brand recognition to support their success. The organization emphasizes customer-centric service, ethical business practices, and long-term client relationships.Role Description As an Independent Agent with Combined Insurance, you will contract with the company to market and sell supplemental insurance products to individuals, families, and small businesses. This is a contract, remote role in which you will generate leads, schedule and conduct virtual or in-person consultations, assess client needs, and recommend appropriate coverage options. Daily activities include prospecting through referrals and networking, following up on leads, presenting policy features and benefits, and guiding clients through the application process. You will manage your own schedule, maintain accurate records of client interactions and policies, and provide ongoing support, including policy reviews and coverage updates. The role also involves staying current on product offerings, underwriting guidelines, and compliance requirements, as well as participating in optional training and development opportunities offered by Combined Insurance.Qualifications <ul><li>Strong sales, negotiation, and relationship-building abilities, with a focus on consultative selling and client retention.</li><li>Effective communication and presentation skills, including the ability to explain insurance products clearly and respectfully to diverse clients.</li><li>Self-motivated, goal-oriented, and comfortable working independently in a fully remote environment with minimal supervision.</li><li>Basic technical proficiency, including using video conferencing tools, CRM or client-tracking systems, email, and digital document platforms.</li><li>Organizational and time-management skills to handle prospecting, appointments, follow-ups, and documentation efficiently.</li><li>Ability to learn and apply insurance product knowledge, regulatory requirements, and ethical standards in every client interaction.</li><li>Previous experience in sales, financial services, or insurance is preferred but not required; training and support may be available.</li><li>High school diploma or equivalent required; additional education in business, finance, or a related field is an advantage.</li><li>Must meet any applicable state licensing requirements for insurance producers or be willing to obtain necessary licenses before actively selling.</li></ul>

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...