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Mortgage Loan Underwriter

May 30, 2026

Job Title: Mortgage Loan Underwriter Department: Underwriting Location: Virtual/On-site preferred (Meridian, ID) Employment Type: Full-Time DE Required. SAR Preferred Position Summary: PMR is looking for a Full-Time Mortgage Underwriter to underwrite mortgage loans that adhere to various agency underwriting policy and procedures. Additionally, responsible for answering questions and assist with problem solving with loan officers and processors, and respond to both internal and external QC audit findings in a timely and proficient manner. Responsible for providing efficient, timely, consistent, accurate quality loan decisions daily. Key Responsibilities: <ul style="margin-top: 0in; margin-bottom: 0in;" type="disc"> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Adhere to various agency underwriting policy and procedures</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Answer questions and assist with problem solving with loan officers and processors</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Respond to both internal and external QC audit findings in a timely and proficient manner</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis</li> </ul> Qualifications/Skills: <ul style="margin-top: 0in; margin-bottom: 0in;" type="disc"> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Three years’ underwriting experience</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">FHA/Conventional Mandatory</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">VA/USDA highly preferred</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Multi state highly preferred</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Ability to effectively communicate both verbal and written</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Capable of working under pressure and meeting strict deadlines on a consistent basis</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Strong mathematical aptitude</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Ability to calculate income via W-2/Tax Returns</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Adept at analyzing issues and determining best approach for solution</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">General experience and understanding of the following products:</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Byte Loan Origination Software</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Microsoft Word, Excel, and Outlook</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Internet Navigation</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Strong Interpersonal and customer service skills</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Ability to work with a diverse client base (Loan Originators, processors etc)\Detail Oriented</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Adept at working in a high volume, fast paced environment </li> </ul> Salary Range: $70,000.00 - $90,000.00 per year (compensation to commensurate with experience) Benefits: <ul style="margin-bottom: 0in; margin-top: 0px;" type="disc"> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">401(k)</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Dental insurance</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Disability insurance</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Employee assistance program</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Employee discount</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Flexible spending account</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Health insurance</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Health savings account</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Life insurance</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Paid time off</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Referral program</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Retirement plan</li> <li style="color: #595959; line-height: normal; background: white; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 12pt; font-family: Aptos, sans-serif;">Vision insurance</li> </ul>

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...